In a mixing bowl, mix the whole wheat flour and water and make a thick lump free batter. The paste should be thicker than regular dosa batter.
Mix the chopped vegetables like onion, tomatoes, capsicum, coriander leaves, cumin seeds, turmeric powder, red chili powder and salt to taste in batter.
Heat a tava and drizzle 1 tablespoon oil.
When the oil gets heated, pour one ladle full of batter on the heated tava or frying pan.
If the vegetables accumulate in the center, then using your fingertips or spoon spread the vegetables around.
Cover the pan with a lid for 5 minutes.
Open the lid of the tava/frying pan and spread 1 teaspoon oil on top of the bhakri/cheela.
Let it get cooked again for 5 minutes on low flame, but now with the lid of tava being opened.
Flip to the other side and let it get cooked for another 10 minutes or until the edges appear crispy.
Serve this bhakri/cheela with tomato chutney or simply eat it as it is.